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Nuanced paper by Brett Scott about #Bitcoin, the #Blockchain and financial inclusion (especially in developing countries):
"[...] merely providing the potential for a Bitcoin account and payments service does not deeply address the problem of financial exclusion"
"[...] more crucially, exclusion generally means not having access to credit [...]" (a problem Bitcoin doesn't solve)
"A second question, for the communitarian conception in particular, is how you scale cooperation up without lapsing back into a bureaucratic, alienating and unaccountable system. Thus, the question is how to build decentralized governance systems that give people true voice in the decentralized technology systems."
http://www.unrisd.org/80256B3C005BCCF9/(httpAuxPages)/196AEF663B617144C1257F550057887C/$file/Brett%20Scott.pdf#page=20